Elon Musk is preparing to bring banking functions directly into X through X Money, a native wallet and payments system now running in closed beta. Early access is expected next month, and traders are watching closely as speculation grows around future Dogecoin support.

Musk described X Money to employees as “the place where all money is” and “the central source of all monetary transactions.” The rollout marks a public step in a payments vision he has spoken about since taking over the platform.

The product arrives as Musk-linked projects attract broader market attention. As we reported, Elon Musk’s SpaceX may pursue a $50 billion IPO that could reach a $1.5 trillion market value after a merger with xAI, according to IndexBox

How X Money Functions Inside the Platform

X Money is a custodial wallet integrated directly with X accounts. It is designed for peer-to-peer transfers, bill payments, and future financial products. An internal brief shared among X commentators describes features such as direct bill pay and tools for savings, lending, and investment.

Creators may also receive their subscription earnings and tips into their X balance. This balance can be spent within the platform without routing funds through a bank account.

The company has prepared regulatory and banking infrastructure. X has secured more than 40 U.S. money transmitter licenses, registered with FinCEN, and partnered with Visa Direct to move funds between banks and the in-app wallet. These steps position X Money as a payments product inside a network of more than 600 million monthly users.

The initial rollout will focus on fiat payment flows. Musk and the X team have stated that broader asset support will arrive later, including Bitcoin, Ethereum, and Dogecoin.

Crypto Plans and the Growing Dogecoin Narrative

The launch focus is on traditional currency for now. Yet multiple statements from Musk and internal materials indicate long-term interest in crypto integration. The company plans to support major assets and keep expanding as X Money grows.

Musk has said, “If it involves money, it’ll be on our platform.” Analysts argue that integrating BTC, ETH, or DOGE at social media scale could create a new on-ramp for digital assets. They also say a native stablecoin or payment rail could reshape competition with exchanges and fintech platforms.

This expectation has fueled new attention on Dogecoin. Musk has supported the asset for years, and traders believe even partial integration could change demand patterns. Market commentary frames the April launch of X Money as a moment that could influence Dogecoin sentiment during early testing.

DOGE Price Forecast as Support Holds

Dogecoin price is trading around $0.0956, up about 4.75% in 24 hours, after climbing from the $0.0910–$0.0915 zone earlier in the day. During the rally, the DOGE 24-hour volume soared by 62.2% to $1.96B, while the market cap also soared by 16% to $16.2B. 

With Elon Musk confirming that X Money will enter early access next month, traders are speculating that Dogecoin may eventually be added as a payment option on the platform due to Musk’s long-standing support for the asset. 

Source: X

This expectation has revived a bullish narrative around DOGE, and market participants are treating the current price zone near $0.099 as an accumulation area. If the integration story develops further, traders are watching upside levels at $0.120, $0.150, $0.178, and $0.205 as possible targets during the next market push.